Credit Card Calculators
Free, instant credit card calculators to help you make smarter financial decisions. Calculate payoff time, interest charges, rewards, and more.
🔥 Most Popular
Credit Utilization Calculator
Check your credit utilization ratio and see how it impacts your credit score across multiple cards.
Minimum Payment Calculator
See the true cost of making only minimum payments vs paying more each month.
Balance Transfer Calculator
Calculate if a 0% APR balance transfer is worth it after fees. Compare savings instantly.
Credit Score Calculators
Debt Payoff Calculators
Minimum Payment Calculator
See the true cost of making only minimum payments vs paying more each month.
Balance Transfer Calculator
Calculate if a 0% APR balance transfer is worth it after fees. Compare savings instantly.
Credit Card Payoff Calculator
Calculate how long it takes to pay off credit card debt with your monthly payment amount.
Debt Consolidation Calculator
Compare consolidating multiple credit cards into a single loan. See if you save money.
Rewards Calculators
Cash Back Calculator
Calculate how much cash back you'll earn based on spending categories and reward rates.
Travel Rewards Calculator
Calculate travel points and miles value, including signup bonuses and redemption worth.
Credit Card Rewards Calculator
Calculate earnings from cash back, points, or miles programs. Compare reward types.
Interest Calculators
Why Use Our Calculators?
Fast & Accurate
Instant calculations with real-time results. No waiting, no delays.
100% Private
All calculations happen in your browser. We never store your data.
Expert Insights
Get actionable insights to make smarter credit card decisions.