Debt Consolidation Calculator
Compare consolidating multiple credit cards into a single loan. See if it saves money.
Debt Consolidation Calculator
Current Cards
Consolidation Loan
Current: Multiple Cards
Total Balance: $5,000.00
Avg APR: 21.19%
Min Payments: $125.00/mo
Est. Interest: $423.80
Consolidated: Single Loan
Total Balance: $5,000.00
APR: 12.99%
Payment: $200.00/mo
Payoff: 30 months
Total Interest: $862.07
⚠️ Warning
Consolidation may not save money with these terms. Consider negotiating a lower APR or paying off cards individually.